Posts Tagged“finances”

4 Ways to Build Credit If You Have Poor or No Credit

In the United States, your credit score is everything. It can impact what credit cards you can apply for, what homes you’re approved for, what cars you can get, what apartments you can rent, and much more. That means if you have no credit or bad credit, you may have a harder time functioning in general society. Here are four of the ways you can best utilize the best credit card for poor credit or no credit. 1. Sign Up for a Secured Credit Card A secured credit card may be much easier for you to get approved for if…

3 Payroll Tips for Small Businesses

If you’re planning to open a business, you should know that there are so many details to smoothen out before your business can be fully operational. One of the things you need to figure out is your payroll. After all, you can’t run a business without employees, no matter how small your workforce is. To help you out, here are three payroll tips that all small business owners should know about: Properly classify everyone in your payroll Let’s say you have two people named Mark and Steven in your payroll who give you about the same kind of service. Now…

Top Tips for Becoming a Mortgage Adviser

Are you looking for a career change? Or are you trying to land your first job? No matter what the case is, you are here because you want to know what it takes to start a career as a mortgage adviser. Well, here are the top tips to become a mortgage adviser: Learn what you can about the job. Like any other job, you need to be prepared before you start looking for open positions. So the first step you have to take before you become a mortgage adviser is to learn all that you can about the job. For…

Scott Tominaga – Skills You Need to Be a Financial Analyst

Scott Tominaga has worked in the financial world for many years now, mainly as a financial analyst but he has also occupied other positions within this industry. We caught up with Scott to dig deeper into what a career is like in the world of finance and what he recommends that people do in order to forge a career in this sector. During our chat we talked about how most skills within the positions in finance are transferable, but that each requires additional skills in order for people to be successful. Specifically we spoke about the role of an analyst…

Patrick Dwyer Merrill Lynch – Why More Finance Should be Taught in Schools

I was talking to my good friend Patrick Dwyer Merrill Lynch genius and financial superstar last week about the education system and it is very much his belief that finance should be discussed more in the classroom. Of course at college level there is a lot of finance discussed but in the main it isn’t something which younger children have the opportunity to learn about. I wasn’t entirely sure how I felt about this but after discussing it with Patrick for some time he did bring me around to the idea. I would love to get your thoughts on this…