Posts Tagged“personal finance”

Things to Think about When Considering an Equity Mortgage

mortgage

Equity mortgage loans are very popular, for a range of reasons. For instance, someone may have a lot of equity in their home, and wants to use this instead of retirement funds to start a new business or to invest in one. Taking out an equity mortgage loan could be perfect then, because their financial lifestyle won’t need to change, yet they suddenly have a great amount of money to play with. Of course, there are significant disadvantages to these types of loans and it is very important that you speak to a financial expert like Stephen Buzzi before agreeing…

How You Family Can Benefit From a Financial Professional

5427063703_9fc46caf83_b

As many families around the country are doing right now, my family and I have been working hard for the past year to get our finances in order and try to become more financially comfortable. As many of you will know, this is not something which is always easy to achieve and it can take a lot of hard work and struggle to make all of the ends meet. I had a chance meeting with an old school friend Andrew Corbman in May of last year, Andrew is now working financial services and he spoke to me about the benefits…

What is Debt Settlement, and when is it Useful?

33756965825_fd29212e77_k

Millions of Americans live life under the shadow of their debt. Living life paycheck to paycheck and handing over huge chunks of your salary to creditors each month is a sad reality for many, and often it can feel like there’s no way out. If you’ve got more debt than you can realistically pay off, one of your options is to enter debt settlement negotiations. Settling a debt basically means that you persuade a creditor to accept a final payment from you (the consumer), which is less than the amount you owe. This, however, is easier said than done. It…

Top Tips For Cutting Your Spending and Making Your Finances Healthy Again

6988272680_97102f42c6_b

We are just one month into the new year and this is the crucial time of the year when the resolutions that we made at the end of last year are starting to wear a little thin. One plan which most of us make is to fix our finances, especially after perhaps a little overspending during the holiday season. It is important then, that as we hurtle on through the year, that you stay strong when it comes to your financial promises which you made at the beginning of the year. Here are some tips to help you stay on track…

Great Ways to Invest Your Cash

invest

Ever since I started work at age 15 I have always hd it in mind that I should save a good percentage of my wages. I regularly saved between 25-20% of anything I earned and my savings stood me in good stead when it was time to buy my first car, first home and put some money away for my children. As a result of my savings strategy I was left with a very healthy savings account balance and I decided that after so many years of being frugal that I would make a chance with some of my money…