Posts Tagged“finance”

It is Never Too Early to Invest in Your Future

It is never too early to start managing your finances. Here are some tips to get you started on a road to financial health even if you are only in college. Save Some jobs will automatically enroll employees in a 401(K) program upon hiring. If this is the case, you may already be saving automatically. Typically, companies start contributions at three percent, which is low. Harold Pollack recommends saving ten to twenty percent of income. 401(K) accounts are tax-deferred. You should also be saving in a taxable account. Optimally, you would have your bank automatically send a set amount of…

Your Company May Need a Financial Advisor

No one ever said running a business was easy and with all of the complications of keeping a company profitable in in this day and age, it takes even more of a superhuman effort. This is why so many businesses are doing the smart thing and bringing in outside experts to help them manage critical areas of the business. Outside experts have a specific focus on a particular area of the business and they can give a fresh and more knowledgeable perspective to that business area. Companies today can hire outside customer service, sales, marketing and operations experts to literally…

Things to Think about When Considering an Equity Mortgage

Equity mortgage loans are very popular, for a range of reasons. For instance, someone may have a lot of equity in their home, and wants to use this instead of retirement funds to start a new business or to invest in one. Taking out an equity mortgage loan could be perfect then, because their financial lifestyle won’t need to change, yet they suddenly have a great amount of money to play with. Of course, there are significant disadvantages to these types of loans and it is very important that you speak to a financial expert like Stephen Buzzi before agreeing…

Why Small Businesses Should Use Financial Advisors

I work with a great deal of small and medium sized enterprises and it always astonishes me how few of them use companies like Springer financial advisors to help them navigate through the financial side of the industry. Finance or the mismanagement of finance at the very least is the single biggest killer of business and if you are working with professionals who can help you to better manage your financial situation, you can put yourself and your business in a much strong position to find success. Of the businesses that I speak to there is a remarkable difference between…

What Skills Do Financial Advisors Need

  If you have a love of numbers and finance then a choosing a career path like Patrick Dwyer financial advisor could be a great step for you and give you a job that is thoroughly rewarding in a professional, personal and financial sense. There is much to learn about this side of finance and you must be prepared to work hard on perfecting your knowledge of finance in order to do such a job. Aside from having the technical knowledge to become a financial advisor and of course having the passion for finance, there are number of core skills…